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Introduction
Two of the most popular European destinations for Americans seeking long-term relocation are Portugal and Spain. Both offer residency visas that don’t require a local job: Portugal’s D7 Visa and Spain’s Non-Lucrative Visa.
If you’re a retiree, remote worker with savings, or have passive income, this article compares both options side-by-side to help you choose the right country and visa in 2025.
Overview of Each Visa
🇵🇹 Portugal D7 Visa
The D7 Visa is designed for individuals with passive income or regular earnings (from remote work, pensions, or rentals).
🇪🇸 Spain Non-Lucrative Visa (NLV)
This visa allows residency based on financial self-sufficiency. You cannot legally work on this visa, including remote work for US clients.
Eligibility Requirements
Income Thresholds (2025)
Required Documents
Common to Both:
- Valid passport (6+ months)
- Criminal background check (FBI) with apostille
- Proof of income (bank statements, pension docs, rental agreements)
- Private health insurance (min. 1 year coverage)
- Passport-sized photos
- Visa application form
Portugal D7 Specific:
- Portuguese NIF (tax ID number)
- Portuguese bank account
- Long-term accommodation lease or property ownership
Spain NLV Specific:
- Medical certificate
- Proof of NOT working remotely or professionally
- No tax debt with Spanish authorities (if applying from within Spain)
Where to Apply
Processing Times & Fees
Both countries require an in-person appointment at the consulate, with consular jurisdictions determining where you apply.
Benefits Comparison
Lifestyle Differences
- Portugal is known for its expat-friendly cities like Lisbon and Porto, milder climate, lower cost of living, and English proficiency.
- Spain offers vibrant cities (Barcelona, Valencia), rich cultural life, and a Mediterranean lifestyle—but remote workers must tread carefully with the NLV.
Which Is Best for You?
- Choose Portugal if: You want to work remotely, have lower income, or prefer an easier application process.
- Choose Spain if: You have higher passive income and prefer a more structured, traditional process (or plan not to work).
Conclusion
Both Portugal and Spain are excellent choices for US citizens seeking long-term residency in Europe. The right choice depends on your income source, remote work status, and lifestyle preference.
At Jobbatical, we’ve helped hundreds of Americans navigate D7 and Non-Lucrative Visa processes successfully, with step-by-step support from the US to Europe.
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