Jobbatical helps employees select suitable banks for expats, prepares tailored document checklists, and coordinates appointments or video identification sessions aligned with relocation milestones. It also aligns bank onboarding with registration, tax, and payroll timelines so every new hire has an active Swiss account ready for the first salary payment and ongoing compliance needs.

Yes, non-resident, cross-border, or higher-risk profiles often face enhanced due diligence, including higher minimum balances, more detailed source-of-wealth documentation, and longer internal compliance checks. Additional tax forms, such as FATCA forms for U.S. persons, and closer scrutiny of expected transactions are common, making early preparation important for payroll readiness.

Employees should ideally open an account soon after commune registration and before the first salary payment date so HR can onboard them into payroll with an IBAN in time for month-end runs. For complex or non-resident profiles, starting several weeks earlier helps absorb longer bank compliance reviews.

Most banks require a valid passport or ID, a Swiss residence permit such as L, B, C, or Ci, proof of address like a lease or registration certificate, and proof of income or employment such as an employment contract or recent payslips. Employees may also need to provide a tax identification number and source-of-funds evidence to meet KYC and anti-money-laundering requirements.

A local Swiss current account is essential for paying salaries in CHF, reimbursing expenses, and setting up automatic payments for rent, insurance, and taxes. Supporting account opening reduces payroll friction, avoids cash-based workarounds, and aligns with Swiss expectations that wages flow through regulated banking channels.